Do you have you ban on speed dial?  Do you manage your money on-line and by phone? RateWatch’s 4th Annual Mobile Banking Survey reveals more people performed bank transactions through mobile phones than any other means in 2014.

What about the hacks, the fears, the ID theft?  It's all out there but it's not a big enough concern to slow down a rapidly growing sector of our daily lives.

The survey covered about 83 thousand bank account owners globally, and revealed 35 percent of all banking interactions occurred over the year on mobile phones.

In response to growing demand, 82 percent of financial institutions are offering mobile banking services, compared to just 41 percent that did so in 2011.

So how productive are we with all the free time technology has provided?  Is there an APP for that?  No doubt.

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