Here's one of those chances to daydream a little, or get a little serious!

I'm a great daydreamer, especially in the shower. I don't know why I daydream in the shower, but I do.

Here's an opportunity to get those mental wheels turning. Fill in the blank : "I wish I could afford ____________".

For me, the first thing that comes to mind is a flight on a private jet to and all expenses paid luxury vacation for my family to Disneyland.

But lets get real. I can fill in the blank with any number of things, including car insurance for my soon to be 16 year old. Or, the ability to retire early.

Oh, well, back to that daydream in the shower.