I thought just about everybody made New Year’s Resolutions but the good folks at WalletHub set me straight. Only about 45% of Americans make New Year’s Resolutions. Many of us pledge to get in better shape and to shape up our finances.

In recognition of that, WalletHub today announced its 16 Financial Resolutions for 2016 in order to help progress-minded people attain top financial fitness in the New Year.

Here’s the list, based in part on conversations with a panel of leading finance and consumer psychology experts.

1. Review & Reassess                    9. Speed Up Saving
2. Monitor Your Credit                     10. Give Back To Charity
3. Make A Budget                            11. Do Your Taxes Early
4. Try The Island Approach             12. Familiarize FinLit
5. Delegate To Automation              13. Protect Your Passwords
6. Build An Emergency Fund          14. Get Physically & Financially Fit
7. Get Out Of Debt                          15. Help Other Consumers
8. Improve Your Credit Score

Daiwa Securities Chief Health Officer Leads Health Initiative
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16. Stress Test Your Finances
For additional context and advice related to each resolution, as well as a complete Q&A with the experts, visit: https://wallethub.com/blog/financial-new-years-resolutions/9202/

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